WHAT IS THE DIFFERENCE BETWEEN CLTA AND ALTA HOMEOWNERS TITLE INSURANCE POLICIES?

Lawyers Title November 13, 2022

Buyer

WHAT IS THE DIFFERENCE BETWEEN CLTA AND ALTA HOMEOWNERS TITLE INSURANCE POLICIES?

These title insurance policies are not like any title policy you have ever seen before. “CLTA Policy” used to mean less coverage than “ALTA Policy”. Not anymore—as long as you have a one to four-family residence. The CLTA Homeowner’s Policy and the ALTA Homeowner’s Policy are identical. Note that the word “homeowner’s” in the name of the policy distinguishes these policies from other forms of title insurance.


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