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Mortgage Rates Trickle Lower

WRE NEWS June 22, 2025

Buyer

Mortgage rates continued to inch down in the latest Primary Mortgage Market Survey published by Freddie Mac (OTCQB: FMCC).

The 30-year fixed-rate mortgage averaged 6.81% as of June 18, down from last week when it averaged 6.84%. A year ago at this time, it averaged 6.87%.

The 15-year fixed-rate mortgage averaged 5.96%, slightly down from last week when it averaged 5.97%. A year ago at this time, it averaged 6.13%.

“Mortgage rates moved lower, with the average 30-year fixed rate reaching a four-week low,” said Sam Khater, Freddie Mac’s Chief Economist. “More available inventory to choose from, coupled with this week’s decline in mortgage rates, could be the spark to get potential homebuyers off the sidelines.”

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