One Major Benefit of Investing in a Home

One of the many reasons to buy a home is that it’s a major way to build wealth and gain financial stability. According to Freddie Mac:

“Building equity through your monthly principal payments and appreciation is a critical part of homeownership that can help you create financial stability.”

With spring approaching, now’s a great time to consider if buying a home makes sense for you. The best way to figure that out is to talk with a trusted real estate professional.

The Largest Part of Most Homeowners’ Net Worth Is Their Equity

You may be surprised to learn just how much of a homeowner’s net worth actually comes from owning their home. The National Association of Realtors (NAR) shares:

“Homeownership is the largest source of wealth among families, with the median value of a primary residence worth about ten times the median value of financial assets held by families. Housing wealth (home equity or net worth) gains are built up through price appreciation and by paying off the mortgage.”

In other words, home equity does more to build the average household’s wealth than anything else. And according to data from First American, this holds true across different income levels (see graph below):

Bottom Line

One of the biggest benefits of owning a home, regardless of your income level, is that it provides financial stability and an avenue to build wealth. Let’s connect today so you can start investing in homeownership.

Recent Blog Posts

Stay up to date on the latest real estate trends.

Planning To Sell in 2026? Start the Prep Now

October 23, 2025

If you’re aiming to sell in 2026, now is the time to start preparing, especially if you want to maximize the spring market’s higher buyer activity.

Is the Housing Market Going To Crash? Here’s What Experts Say

October 21, 2025

If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit.

The $280 Shift in Affordability Every Homebuyer Should Know

October 20, 2025

If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers.

University South Neighborhood Palo Alto

October 10, 2025

Don’t Let Unrealistic Pricing Cost You Your Move

October 10, 2025

These days, you’re going to want to get your price right when you get ready to sell your house.

Why Home Prices Aren’t Actually Flat

October 9, 2025

If you’ve been following real estate news lately, you’ve probably seen headlines saying home prices are flat.

View All

We are Your GPS to Success Let’s Get Started

We Guide Homeowners through the complicated process of selling their home using our 4 Phase Selling Process and 3 Prong Marketing Strategy that alleviates their stress and moves them effortlessly to their next destination. Schedule a 15 Minute Complimentary Strategy Session Today

Schedule Appointment

Leave a Message

Thank you for your message. We will be in touch with you shortly.

One Major Benefit of Investing in a Home